The National Flood Insurance Program recommends that any at-risk homeowners obtain flood insurance to protect their homes and belongings against structural damage and loss. Some residents of Houston, Katy and The Woodlands may be unaware that their properties are at high risk for flooding and may not have the necessary insurance to cover repairs and remediation after a major flood event. Under the leadership of Jay Harris, the Insurance Solutions of Texas team can help you calculate your risk of damage from flooding and can help you design a flood insurance package that fits your budget and your level of risk for these natural disasters. We use the guidelines provided by the National Flood Insurance Program and FEMA to ensure that you get the right coverage for your location.
Preparing before the Storm
In most cases, flood insurance coverage is subject to a 30-day waiting period after initial signup. Flood damage is not covered in normal homeowners insurance policies; a specific policy must be written that reflects the risk of floods in the property area, the value of the structure, and the potential damages that could occur if a major flood took place. Flood insurance coverage is generally only available from companies that work with the National Flood Insurance Program to provide these policies. As a result, the costs for flood insurance and the amount of coverage provided are subject to oversight by federal agencies and are usually uniform across the area or region.
How We Can Help
We offer advice and guidance throughout the flood insurance enrollment process and deal with the National Flood Insurance Program on your behalf. Once your policy is in place, we provide outstanding customer service and support throughout your relationship with us. Our team of knowledgeable insurance experts is always available to answer questions, make adjustments and ensure that you have the right insurance arrangements to manage your ongoing needs. We provide customized insurance solutions for Sugar Land residents and deliver the most reliable coverage in the industry.
Flood insurance coverage can provide valuable peace of mind for those at risk of losses due to these natural events. Jay Harris and his entire team can create personalized insurance portfolios that encompass all possible eventualities and that can take some of the stress out of home ownership in the Houston, Sugar Land, Katy and The Woodlands areas. By entrusting your home, auto, life, and business insurance needs to us, you can be sure you will receive the most responsive customer service and the most comprehensive coverage arrangements to suit your lifestyle and your budget perfectly.